What does it mean to be an In-Network provider? 

An in-network provider is contracted with a health insurance company to provide services to plan members for specific pre-negotiated rates.

What does it mean to be an Out-of-Network provider?

An out-of-network provider is not contracted with the health insurance plan. Typically, if you visit an in-network provider, you will pay less than if you visit an out-of-network provider. Also, when visiting an Out-of-Network provider, you will probably have a higher deductible.

I am able to take both the PPO and HMO version of:

  • Aetna
  • Assurant Health
  • Blue Cross (Anthem)
  • Blue Shield of California
  • GEHA
  • HealthNet
  • Kaiser
  • Meritain Health
  • United Health Care

I am only able to take the PPO version of:

  • Cigna

What if I have Kaiser?

Yes, you can come see me if you have Kaiser.  You will need to get a referral to see an ASH acupuncturist from your pain specialist at Kaiser, and I will be able to accept your health insurance. This referral will be good for five visits.

What if my health insurance is not on your list?

Call me or email me if your insurance is not listed. I will happily call the insurance company and see if you have out-of-network benefits.

What about Medicare?

Medicare does not offer acupuncture to its members. Neither does supplemental Medicare coverage like Humana or AARP.

What if I find the whole insurance thing too frustrating?

Anger is a healthy, normal response to dealing with insurance. Call me — I’ll look into it for you and save you the hassle.